Expense tracking, made for India

Every rupee,
accounted for.

PaiPai is a calm, fast ledger for your daily spending. Add an expense in seconds, see exactly where your money goes, and stay inside your budget on web and phone.

  • No bank access needed
  • Works offline
  • Web, Android and iOS

Features

Everything your money needs. Nothing it doesn't.

₹30

Auto fare

Travel · Cash · used 38×

Auto to station

Travel · UPI · used 4×

Add in seconds

Type “Au” and PaiPai suggests “Auto fare” with its usual category and payment method. Press N on the web, + on the phone.

82%of ₹20,000

Budgets that warn early

A nudge at 80%, a warning at 100%, once per period.

Auto fare₹1,240 · 38×
Chai₹860 · 43×
Metro card₹600 · 3×

Item-wise totals

How much went on auto fare this year? The total, the count, every entry.

Rent

Every month · 1st

₹12,000

Mutual fund SIP

Every month · 5th

₹5,000

Gym

Every month · 10th

₹1,500

Recurring, handled

Rent, SIPs and subscriptions are added on schedule, including any you missed.

No bank access App lock Works offline

Private and offline-ready

No bank logins, no SMS reading. App lock with Face ID or fingerprint, and offline entries sync later.

A habit that takes five seconds a day.

  1. 01

    Add it as you spend

    Amount, a word or two, done. PaiPai remembers the category and how you paid.

  2. 02

    Watch the picture form

    Daily trends, categories and item-wise totals build themselves from your entries.

  3. 03

    Stay on budget

    Set a monthly limit. A nudge at 80%, a clear warning at 100%, nothing in between.

Built for how India spends.

Rupees, UPI and Indian time are the default, not an afterthought. Your data is yours: export it whenever you like, or delete it in one step.

Indian number format
₹1,23,456, not ₹123,456
UPI, card, cash and bank
Track how you pay, not just what
Indian time by default
Days and months follow IST
Exports that open in Excel
CSV and a PDF statement

Questions, answered.

Is my data private?

Your expenses are visible only to you. You can export them at any time, or delete your account and all of its data from settings.

Do I need to connect my bank account?

No. PaiPai never asks for bank logins or reads your SMS. You add what you spend, which takes a few seconds, so your data stays yours.

Does it work in rupees and Indian time?

Yes. Amounts are in ₹ with Indian digit grouping, and days and months follow Asia/Kolkata time by default. You can change both in settings.

Can I use it on my phone and laptop?

Yes. Sign in on the website or the Android and iOS app with the same email or Google account, and your data syncs everywhere.

How do I sign in without a password?

Enter your email and we send you a 6-digit code. You can also continue with Google.

Can I export my data?

Yes. Download your transactions as CSV or as a PDF statement for any date range.

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